PLEASE READ THIS INFORMATION CAREFULLY. BY ACCESSING THIS WEBSITE, YOU
HAVE ACCEPTED THE FOLLOWING TERMS OF USE.
The material contained on this website is provided for informational
purposes. While the estimates presented on this website are intended to
be accurate and up-to-date, it is possible that the information used to
generate the estimates may be incomplete. Furthermore, you should be
aware that the information presented on this website does not constitute
investment or other advice and therefore should be verified before taking
action that relies on it. In no event shall Rudd and Wisdom, Inc. be
liable for any loss of any kind (including, but not limited to, direct,
indirect, consequential or special loss or loss of profit) arising out
of, or in connection with, any use of this website. Rudd and Wisdom, Inc.
disclaims all warranties, both express and implied, with regard to the
information contained on this website.
The benefits generated by this benefit estimator are based on:
(a) The employee data provided by the employer for use in the most recent
actuarial valuation, (b) assumptions with respect to your future compensation, your future
service and future increases to the Internal Revenue Code Sections
401(a)(17) and 415 limits, and (c) current plan provisions.
However, the actual benefits payable from the plan(s) will be based
upon the applicable employee data and plan provisions existing at the time
benefits become payable. In the event there is any discrepancy between the
information provided by this benefit estimator and the benefits to which
you are entitled, the terms of the plan(s) will apply.
The estimates presented on this website may not fully reflect
applicable provisions of the Internal Revenue Code (the Code). For example:
code Section 415 Limits for all payment types may not be
fully reflected,
all benefits payable to participants who work beyond
normal retirement age,including but not limited to the minimum distribution
rules for benefits commencing after age 70½ for participants born prior to July 1,
1949, age 72 for participants born between July 1, 1949 and December 31, 1950, age
73 for participants born between January 1, 1951 and December 31, 1959 and age 75
for participants born on or after January 1, 1960, may not be fully reflected in
the estimates. Final benefits payable from the plan(s) will fully reflect all
applicable sections of the Code and all applicable regulations.
If you have any questions about your estimated benefits or the use or the
information presented by this website, please contact
human resources for further
information or further clarification.
